Stealth wealth wardrobe on a H&M budget: 23 luxe looking pieces to snap up now - with prices starting at £9.99

By SOPHIE HINES, LIFESTYLE & DIGITAL EDITOR

Published: 05:25 EST, 14 January 2026 | Updated: 05:47 EST, 14 January 2026

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Stealth wealth is fashion vibe that’s going nowhere in 2026, which is no surprise, because who wouldn’t want to swathe themselves in that low-key, luxurious look?

With a focus on minimal, sleek designs (no brash logos or prints here), plus lots of draping and tailoring, this sophisticated aesthetic is often associated with a very high price tag. However, if you can’t afford to buy your cashmere from Loro Piana, then fear not – because you can definitely recreate the look from the high street.

Whether that’s embracing Uniqlo cashmere jumpers (always size up) or picking up a pair of high street trousers and having them tailored to fit for £20 at your local dry cleaners, there are lots of ways to make your clothes look more expensive than they are. Plus, there are plenty of shops channelling stealth wealth into their spring collections, a case in point being H&M, which just dropped a collection that looks much more high end than it’s low price tags would suggest.

From chic tailored trousers (£37.99) to understated knits (£34.99), all in neutral hues and on-trend colours like butter yellow and camel, this is a range that’s perfect for wearing to the office or any smart-casual occasion. The accessories nail the quiet luxury look too, from kitten heeled slingbacks to structured handbags with gold hardware. What’s more, you could get a whole outfit for little more than £100, which is about one-fiftieth of what you’d spend on a leather handbag from The Row. Here are some of our favourite looks…