Generation Z is getting smarter about their money, with some starting to invest even before they turn 18, according to a new report. The survey by FINRA Investor Education Foundation and the CFA Institute, which defines Generation Z as those aged between 18 to 25, concluded that 6 in 10 owned at least some investments….
You’re kidding yourself if you think you’ll know when you should reinvest the cash you have built up during the bear market of the last 18 months. You almost certainly will wait too long, in fact. That’s why you should adopt a plan that specifies when and how you will go about returning to being…
If you own a small-cap stock fund in your retirement portfolio you may be wondering if it’s time to throw in the towel. Small-cap stocks, which these days means stocks with a capitalization or market value of less than about $10 billion, are on track for yet another dismal year. The Russell 2000 index RUT,…
I just moved to the U.S. to join my family, and I have about $20,000 in my bank account, and I’m not sure how to invest it. I have no need for the money at the moment, but I’ve applied for a master’s program and want to fill out a Free Application for Federal Student…
This toxic political standoff could easily go down to the wire, threatening the U.S. with its first-ever technical default, writes Brett Arends.
I don’t want an emerging markets index fund in my portfolio and I don’t care who knows it. There’s nothing intrinsically wrong with investing in emerging markets. (A new research paper from the number crunchers at hedge fund company AQR argue that they look like a great investment right now—more on that in a moment.)…
Investors (and especially investment salespeople who are trying to attract business) like to focus on returns. But almost anyone who’s been investing for a while will tell you that losing money along the way can get your attention faster. Unfortunately, losses are inevitable. This is Part 3 in a series of articles I think of…
This article is reprinted by permission from NerdWallet. The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Top rates on certificates of deposit are higher right now than they’ve…
Dear Quentin, I have a “first-world” problem with a twist, and I could use your advice. I recently sold my rental townhouse for $325,000. It was already paid off without any encumbrances on the property. After paying the title transfer and capital-gains taxes of 15%, I have $309,000 in cash. Question 1: What should I…
Main Street Americans have been bailing out of the stock market for a year, and bonds for even longer, and a new report from Fidelity Investments warns that it’s hurting their long-term retirement prospects. Investors have sold $200 billion worth of stock mutual funds and exchange-traded funds since April of 2022, according to the latest data…
This article is reprinted by permission from NerdWallet. An online search for “early retirement” will yield millions of results, many of those about retirees who saved aggressively and exited the workforce before age 40. But most people have a more approachable target in mind: According to a new NerdWallet survey, Americans who aren’t yet retired but…
Rude Europeans used to tell stories, possibly apocryphal, about American tourists who would ask for directions to a famous landmark while actually standing right in front of it. The Parisian would look at the couple, look at the massive iron structure towering directly above them, and wonder how on earth Americans won the war. Don’t…
After last year’s disruptive tax season full of temporary Covid-19 rule changes and other complications, the 2022 filing season is almost sleepy in comparison, especially for investors. “Activity is minimal – just a small amount of dividends and very few trades. Last year, everyone decided they wanted to be traders, but this year, people didn’t…
Over the decades, perhaps you’ve been very good at saving your money and investing it for long-term growth. But when the time comes for you to stop working or to step back to a part-time job, you might need to shift your focus. It’s time to think about income. When you were decades away from…
I moved in to take care of her before she died, and decided to stay. I’m the only child, and my mother didn’t have a will, so I’ve put the house into a trust. My mother also had other property she inherited, and it’s shared with her siblings. They are dividing the land, and I…
Walt Disney World DIS, +2.14% shuttered its popular but controversial Splash Mountain boat ride over the weekend, ending the attraction’s three-decade run. But some entrepreneurs are pitching a way to keep the water flowing, so to speak. Namely, they are selling water they say is sourced from the ride. There are dozens of listings on…
Hi, MarketWatchers. Don’t miss these top stories. JPMorgan Chase, Bank of America and Wells Fargo earnings show the good, the bad and the ugly of people’s finances. So how are they holding up? The bank results come a day after December inflation data showed more signs of easing. Read More The stock market will be…
FTX’s unraveling should not have come as any great surprise. When an unregulated market like crypto is opened to financial novices, mistakes are bound to be made and fraudsters are sure to take advantage. But it’s one thing if a billionaire gets conned, and quite another if a struggling gig worker is gulled into investing their…
We all make mistakes in planning for our golden years. But which are the worst, which are the most common, and which ones do we all need to watch out for? Financial planners have weighed in with the top 10 they see among clients. It’s emerged in a survey conducted by money managers Natixis and…
American households lost about $6.8 trillion in wealth over the first three quarters of 2022 as the stock market SPX, -0.73% DJIA, -0.90% COMP, -0.70% shed more than 25% of its value, the Federal Reserve reported Friday in the government’s quarterly financial accounts. Nominal net worth fell 4.6% to $143.3 trillion, as the…